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Busque su Casa aqui::

Nuestro objetivo principal es ofrecerle un asesoramiento completo en todo el proceso de la búsqueda y compra de su vivienda, desde el momento que usted se contacte con nosotros hasta que disfrute de su nueva vivienda. Gestionamos la búsqueda con la mayor claridad y transparencia, ofreciendo un trato personal, y directo, todo bajo el asesoramiento de un equipo de profesional.Si desea comprar una casa en Kissimmee Florida, ha encontrado el lugar perfecto! Nosotros le proveemos las mejores herramientas para que usted encuentre la casa de sus sueños en Orlando Florida.

Tenemos una forma útil para que usted encuentre la hermosa casa de sus sueños. Simplemente haga Click y registrese para recibir una lista gratis de casas disponibles para la venta en el mercado actual::

http://serrano.form2pay.com/CasaNuevaKissimmee.html

Ahora bien si usted quiere buscar la casa usted mismo por favor haga click aqui

¿POR QUÉ UTILIZAR UN AGENTE INMOBILIARIOEN Kissimmee?

Cuando se esta comprando una casa nueva en Kissimmee Florida.

Nuestra Agencia puede ayudarle a determinar su poder adquisitivo. Es decir, a organizar sus ingresos y su capacidad de endeudamiento. Con información básica como las cantidades de ahorros disponibles, ingresos y deuda actual él o la REALTOR®, puede referirle a los prestamistas mejor calificados para que le apoyen adecuadamente. La mayoría de los prestamistas (bancos y compañías hipotecarias) ofrecen opciones limitadas.

OTRAS RAZONES PORQUE NECESITA UN AGENTE INMOBILIARIO:

Le podemos ayudar en el proceso de selección de casa, al proporcionar información objetiva sobre cada propiedad. Agentes que son REALTORS® tienen acceso a una variedad de recursos informativos. REALTORS® le pueden proporcionar datos de la comunidad local sobre utilidades, zonificación, escuelas y otros. Hay dos cosas que usted querrá saber: En primer lugar, ¿la propiedad proporcionará el entorno para un hogar o inversión? En segundo lugar, ¿tendrá la propiedad valor de reventa cuando la quiera vender?

Podemos ayudarle a negociar. Existen múltiples factores, incluyendo pero no limitando el precio, financiamiento, términos, fecha de posesión y a menudo la inclusión o exclusión de reparaciones y mobiliario o equipo de negociación. El contrato de compraventa debe proporcionar un periodo de tiempo para completar las inspecciones apropiadas y las investigaciones de la propiedad antes de que usted este obligado a completar la compra. Su agente le puede asesorar con investigaciones profesionales e inspecciones recomendadas o requeridas.

Casas Nuevas de Constructora CLICK AQUI

Casa Nueva para la Venta Kissimmee Florida      

City of Kissimmee, Florida

Kissimmee is a city in central Florida’s Osceola County, just south of Orlando. It’s defined by its proximity to the region’s multitude of amusement parks, including the massive Walt Disney World Resort complex. The city lies along the northwest shore of Lake Tohopekaliga (nicknamed Lake Toho), and its verdant Kissimmee Waterfront Park encompasses walking paths, playgrounds and a fishing pier. by Casa Nueva para la Venta Kissimmee Florida         

            FIRST-TIME HOME BUYER’S GUIDE

Llame al Tel: 321-303-4544 y pida una Lista TOTALMENTE GRATIS de casas para la venta en Kissimmee,en este momento hay muchos incentivos para compradores,ayuda para los gastos de cierre o para incluir todos los electrodomesticos,ademas hay un agente disponible para calificarle para un prestamo ya sea para su primera casa o para una casa de inversion.

Haga click y pida un listado de casas nuevas para la venta en Kissimmee  http://www.form2pay.com/publish/publish_form/195723

First-Time Home Buyer’s Guide

Buying a home is one of the most exciting—and daunting—things you’ll ever do. With so many choices to make and so much at stake, it’s essential that you be prepared. Check out these expert-vetted secrets to find your dream home, land a loan, and ace your home-buying adventure without a hitch.

It’s easy to fall in love with the idea of buying a home. You’ve got it all planned out: a five-bedroom home in your favorite neighborhood with a manicured lawn and—why not?—a nice pool.

Well, if you really want to land that dream home, you’d better get started now!

Step 1 is to clean up your credit score, also called a FICO score—a simplified calculation of your history of paying back debts and making regular payments on loans. If you’re borrowing money to buy a home (as most do), lenders want to know you’ll pay them back in a timely manner, and a credit score is an easy estimate of those odds.

Casa Nueva para la Venta Kissimmee Florida                                 Pull your credit report

There are three major U.S. credit bureaus (Experian, Equifax, and TransUnion), and each releases its own credit scores and reports (a more detailed history that’s used to determine your score). Their scores should be roughly equivalent, although they do pull from different sources. For example, Experian considers on-time rent payments while TransUnion has detailed information about previous employers.

To access these scores and reports, financial planner Bob Forrest of Mutual of Omaha recommends using AnnualCreditReport.com, where you can get a free copy of your report every 12 months from each credit-reporting company. It doesn’t include your credit score, though—you’ll have to go to each company for that, and pay a small fee.

Or check with your credit card company: Some, including Discover and Capital One, offer free access to scores and reports, says Michael Chadwick, owner of Chadwick Financial Advisors in Unionville, CT. Once you’ve got your report, thoroughly review it page by page, particularly the “adverse accounts” section that details late payments and other slip-ups.

Assess where you stand

It’s simple: The better your credit history, the higher your score—and the better your opportunities for a home loan. The Federal Housing Administration requires a minimum credit score of 580 to permit a 3.5% down payment, and major lenders often require at least 620, if not more. So what can you do if your credit report is in less than shipshape? Don’t panic, there are ways to clean it up.

Dispute any errors                                                                                    Casa Nueva para la Venta Kissimmee Florida

A 2013 Federal Trade Commission study found that 5% of credit reports contain errors that can erroneously ding your score. So if you spot any, start by sending a dispute letter to the bureau, providing as much documentation as possible, per FTC guidelines. You’ll also need to contact the organization that provided the bad intel, such as a bank or medical provider, and ask it to update the info with the bureau. This may take a while, and you may need documentation to make your case. But once the bad info is removed, you should see a bump in your score.

Erase one-time mistakes

So you’ve made a late payment or two—who hasn’t? Call the company that registered the late payment and ask that it be removed from your record. “If you had an oopsy and missed just a payment or two, most companies will indeed tell their reporting division to remove this from your credit report,” says Forrest. Granted, this won’t work if you have a history of late payments, but for accidents and small errors, it’s an easy boost for your score.

Increase your limits

One no-brainer way to increase your credit standing is to simply pay off your debt. Not an option right now?  Here’s a cool loophole: Ask your credit card companies to increase your credit limit instead. This improves your debt-to-credit ratio, which compares how much you owe to how much you can borrow.

“Having $1,000 of credit card debt is bad if you have a limit of $1,500. It isn’t nearly as bad if your limit is $5,000,” Forrest says. The simple math: Although you owe the same amount, you’re using a much smaller percentage of your available credit, which shines well on your borrowing practices.

Pay on time

If you’re often late with payments, now’s the time to change. Commit to always paying your bills on time; consider signing up for automatic payments so it’s guaranteed to get done.

Give yourself time

Casa Nueva para la Venta Kissimmee Florida

Unfortunately, negative items (such as those habitually late or nonexistent payments) can stay on your report for up to seven years. The good news? Changing your habits makes a big difference in the “payment history” segment of your report, which accounts for 35% of your score. That’s why it’s essential to start early so that you’re sitting pretty once you’re shopping for homes and find one that makes you swoon.

Once you’ve set your credit on a better path, it’s time to tackle the next major hurdle: saving for a down payment.

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